AUSTRALIAN BANKING & FINANCE INDUSTRIES REMUNERATION REPORT APRIL 2010
REMUNERATION DATA                 THIS IS A SAMPLE TABLE
Position Title:	Lending Officer
Position Code:	86	Sample Size	4
Career Level:	2	No. of Organisations:	4

				OO0Percentiles
Remuneration Component	% Rec	Average	% of TFR	25th	50th	62.5th	75th
TAXABLE BASE SALARY (TBS)*	100%	62342	91%		61873
Salary Sacrifice Superannuation*
NOMINAL BASE SALARY (NBS)*	100%	62342	91%		61873
Annual Leave Loading
Other Cash*
TOTAL FIXED CASH	100%	62342	91%		61873
Company Superannuation	100%	5783	8%		5912
Car Allowance*
Other Non FBT-able Benefits*
Company Car/Novated Lease
Health Insurance	25%	1000	1%
Other FBT-able Benefits
TOTAL PACKAGE	100%	68374	100%		68285
FBT Car
FBT Other	25%	869	1%
TOTAL FIXED REMUNERATION (TFR)	100%	68592	100%		68719
Total Variable Pay	75%	5333	8%
Superannuation on Variable Pay	50%	617	1%
TOTAL REMUNERATION COST (TRC)	100%	72900	106%		73794
Overtime
Shift/Standby/On-call Allowance*
TOTAL EMPLOYMENT COST (TEC)	100%	72900	106%		73794
Actual Incentive
Actual Commission
Long Term Incentive
*All superannuation on these items is included in the "Company Superannuation" line of the table above.