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| POSITION DESCRIPTION | AUSTRALIAN GENERAL INSURANCE INDUSTRY NOVEMBER 2010 |
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Appraisal Officer |
| Position Code: | 6365 | | Career Level: | 2 |
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Responsible for
Ensuring that the Appraisal process assists in helping to acquire and retain quality accounts which contribute to the profitability of the Division by making recommendations to the Underwriter regarding risk acceptability of the homes and contents of clients and potential clients. |
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Reports To
Appraisal Manager. |
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Supervises
No supervisory responsibilities. |
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Main Activities
Developing replacement cost of homes up to a building sum insured of $2,500,000 by adhering to accepted valuation methods and keeping abreast of current building costs.
Providing recommendations to the Underwriter regarding risk acceptability by understanding the organisation's Underwriting and Appraisal guidelines, the coverage and limitations of local contracts and making observations about the general character and attitude of the homeowner.
Suggesting modifications to the insured which would improve an unacceptable risk in relation to burglary and fire hazards.
Preparing comprehensive but concise reports communicating the results of the risk investigation. Reports are to be completed in accordance with the appraisal guidelines with regard to risk analysis and loss prevention.
Identifying the need for additional insurance coverage based on insured’s personal possessions and lifestyle, and supply the Underwriter with sufficient information to pursue these coverages.
Assisting with the developing and updating of a construction cost matrix system to be used as a primary pricing guideline for the Underwriting territory.
Assisting with the technical training of Trainee Appraisers and Underwriters.
Conducting research on state of the art equipment utilised for fire and security protection and educating Team on findings.
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Key Skills
Demonstrated numerical, written and oral communication, and organisational skills.
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Internal Contacts
Underwriters. |
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External Contacts
Clients. |
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Typical Experience
Minimum 3 years experience within an Appraisal capacity coupled with relevant qualifications. |
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